Quick answer: since 6 July 2026, Paraguay no longer uses one single solvency formula for permanent-residency applications. Resolution DNM No. 407/2026 divides applicants into 12 categories and requires different evidence for professionals, employees, self-employed workers, digital nomads, property owners, shareholders, retirees, students and other profiles. The key question is no longer “how many dollars must I show?” but whether your lawful means of support are real, sufficient and verifiable.
This is a major change from the older “fixed amount” mindset.
There is no universal amount that guarantees permanent residence.
A bank balance, property, company or professional degree can be relevant, but only where it fits the category that genuinely describes the applicant and the documentary rules Migraciones now applies.
What changed with Resolution DNM 407/2026?
On 25 June 2026, Paraguay’s National Directorate of Migration announced Resolution DNM No. 407/2026.
The new framework applies to applications filed from 6 July 2026.
Its purpose is to unify the financial-solvency standards for permanent residence under:
- Migration Law No. 6984/2022; and
- the Mercosur Residence Agreement.
Migraciones moved away from a system in which different old checklists and monetary thresholds circulated depending on the route, and toward category-specific evidence reflecting the applicant’s actual economic position.
The authority now focuses on verifiable income and effective exercise of the declared professional, employment or economic activity.
At N30 Paraguay, we see this as a more coherent framework: it makes artificial “paper-only” files less persuasive while giving legitimate workers, entrepreneurs, pensioners and internationally employed applicants a clearer way to document how they support themselves.
The new general rule: suitable, sufficient and verifiable evidence
The current official permanent-residence page requires:
suitable, sufficient and verifiable documentation evidencing the effective generation of income or the real availability of economic resources.
That sentence matters more than any old fixed-dollar figure.
A strong file should answer three questions:
- What does the applicant actually live on?
- Can that source of support be documented?
- Does it match the activity or economic profile declared to Migraciones?
The 12 financial-solvency categories in 2026
| Category | Main evidence | Published universal minimum? |
|---|---|---|
| Professional | Degree + proof of actual professional activity/income | No single universal figure |
| Technician | Technical qualification + actual activity/income | No single universal figure |
| Employee | IPS or formally registered employment contract | No single universal figure |
| Self-employed | RUC + VAT/IRP + tax compliance | No single universal figure |
| Remote worker / digital nomad | Employment certificate + income + payment method | No single universal figure |
| Property owner | Registered title; income evidence may be requested | No single universal figure |
| Shareholder / partner | Corporate ownership documents | No single universal figure published in the current framework |
| Farmer / livestock producer | Productive property or production/sales evidence | No single universal figure |
| Religious applicant | Congregation documents + support commitment | No |
| Retiree / pensioner | Pension certificate with amount and payment channel | No single universal figure |
| Dependant | Family link + supporter documentation | No |
| Student | Study status + own income or evidenced family support | Sufficient means, no single figure published |
1. Professionals
An applicant using the professional category must provide a university degree registered and endorsed by Paraguay’s Ministry of Education and Science and must also show actual exercise of the profession.
The current Migraciones page lists possible evidence of income such as:
- proof of IPS social-security coverage;
- an employment contract endorsed by the Ministry of Labour, formally approved and registered;
- VAT returns for the last three months or the previous year’s IRP return, together with a Tax Compliance Certificate and evidence of activity.
Migraciones expressly states that:
holding the professional degree alone is not sufficient proof of solvency.
2. Technicians
The technician category follows a similar logic.
The applicant must show:
- a technical qualification registered/endorsed by the MEC; and
- actual exercise of the technical activity.
Published income evidence again includes IPS, a formalised employment contract, or tax returns showing genuine activity.
3. Employees
An employee can establish solvency through:
- proof of IPS coverage; or
- an employment contract endorsed by the Ministry of Labour, duly approved and registered.
The logic is straightforward: the authority is looking for a real and verifiable employment relationship, not a temporary bank balance created immediately before filing.
4. Self-employed workers in commerce or services
For self-employed professionals, merchants and service providers, the 2026 rules rely heavily on local tax evidence.
Migraciones requires:
- taxpayer-registration evidence as an individual;
- VAT returns for the last three months or the previous year’s IRP return;
- a Tax Compliance Certificate;
- transactional/activity evidence showing actual movement.
This means a newly opened RUC with no meaningful activity may not answer the real solvency question.
See our RUC & Accounting guidance.
5. Remote workers and digital nomads
One of the most useful 2026 changes is the explicit inclusion of:
remote workers or digital nomads.
The applicant must provide an employment certificate or similar document that:
- supports the employment relationship;
- states the income received;
- states the method through which salary or fees are paid.
Foreign-issued documents must comply with the applicable legalisation/apostille and Spanish-translation requirements.
Did Paraguay create a separate digital-nomad visa?
No.
Resolution 407 creates a financial-solvency category for permanent residence. It should not be marketed as a standalone digital-nomad visa comparable to specific visa programmes in other countries.
6. Property owners
A property owner can rely on a title registered in Paraguay’s Unified National Registry — RUN — under the current criteria published by Migraciones.
But the official page adds an important qualification:
the administrative authority may request additional evidence of income generated by the property.
Therefore:
buying any property does not automatically guarantee sufficient solvency.
This category must also be distinguished from the Investor Pass real-estate route, which is a separate direct-investment pathway with its own investment threshold and conditions.
7. Shareholders or partners
Migraciones currently accepts formal corporate documents demonstrating ownership.
Depending on the company type, this can include:
- registered articles/incorporation documents expressly naming the shareholder; or
- registered shareholder books or the corresponding electronic evidence.
For an EAS, the current rule requires the certificate issued by the Directorate-General for Legal Persons and Structures and Beneficial Owners.
A relevant 2026 change is that the current published framework no longer sets out one general minimum shareholding amount for this category in the way older guidance did.
That does not mean a dormant shell company is automatically strong evidence. Migraciones retains discretion to request additional documents.
See our guide to starting a company in Paraguay as a foreigner.
8. Farmers and livestock producers
Migraciones provides two principal forms of evidence.
Productive property
A property title used for productive agricultural/livestock activity, registered with RUN, together with:
- Tax Compliance Certificate; and
- individual taxpayer evidence.
Production and sales
The applicant may instead rely on purchase/sale documentation or a registered production brand, together with tax-compliance evidence.
A recreational rural property should not automatically be treated as proof of an active agricultural business.
9. Religious applicants
The category requires:
- MEC evidence that the congregation is registered; and
- a letter from the congregation or entity confirming the applicant’s role and assuming living expenses.
Here, financial support is established through the recognised institution.
10. Retirees or pensioners
A retiree or pensioner must provide a pension/retirement certificate stating:
- the amount received; and
- the financial channel through which it is received.
Foreign documents must be duly legalised or apostilled.
The current published category does not specify one universal monthly pension minimum in U.S. dollars.
We would therefore avoid claims such as:
“a pension of USD X guarantees permanent residency.”
11. Dependants
The framework recognises several family-support situations.
Dependent spouse
The marriage relationship must be documented, together with the Paraguayan identity or residence document of the spouse providing support.
Dependent parents or grandparents
The family relationship and the Paraguayan identity/residence documentation of the economic supporter must be shown.
Persons with disabilities
Specific family-support rules apply for qualifying relatives, together with disability certification, proof of relationship and supporter identification.
Because Migraciones may request additional evidence case by case, a family link should not be treated as eliminating all scrutiny of whether the support is genuine.
12. Adult students
The category covers persons aged 18 or older in:
- basic or secondary education;
- university studies;
- higher institutes;
- in-person education;
- distance or virtual education.
The applicant must prove regular student status and continuity of study.
Migraciones expressly states:
student status alone is not sufficient proof of financial solvency.
The applicant must additionally demonstrate:
- own income; or
- qualifying family support.
Where support is provided by family, the rules require evidence that funds are actually being provided, such as:
- bank transfers;
- deposits;
- money transfers;
- other verifiable mechanisms.
What about children under 18?
Foreign minors aged 0–17 fall into a separate category and are exempt from proving their own financial solvency.
Economic responsibility rests with their parents, legal guardians or representatives, subject to the other family and immigration requirements.
Does a bank account with money still count as solvency?
It should not be treated as the universal proof under the current system.
Older Paraguay residency guidance frequently relied heavily on bank balances, deposits or fixed asset amounts.
Resolution 407 reorganises the analysis around the applicant’s actual economic category.
A bank statement can still be supporting evidence — and Migraciones can ask for additional documents — but it does not automatically replace the category-specific evidence.
For example:
- a self-employed applicant needs tax activity;
- a remote worker needs employment/income evidence;
- a professional needs proof of actual professional practice;
- a supported student needs real transfers;
- a pensioner needs documented pension income.
So how much money must you prove?
The most accurate answer in August 2026 is:
there is no single published minimum amount that applies to all 12 categories.
Resolution 407 makes the test profile-based.
That does not mean “any income is enough”.
The general standard still requires economic means that are:
- suitable;
- sufficient;
- verifiable;
- capable of proving actual income or real economic resources.
Migraciones can also request additional documentation depending on the individual file.
Your declared profession or activity must remain coherent
The 2026 reform removed the profession from the printed admission card, but Migraciones continues to keep that information in its internal system.
Resolution DNM No. 081/2026 also requires, for the transition from temporary to permanent residence, reliable documentation proving the profession, activity or occupation declared during the temporary-residence application.
The practical lesson is:
do not choose a convenient category at the temporary-residence stage and assume that two years later an unrelated economic story will be accepted without documentation.
Real changes can be documented, but consistency matters.
Strong solvency does not fix other eligibility problems
Financial solvency is not the only requirement for moving from temporary to permanent residence.
Resolution 081/2026 also requires a migration-movement report.
If the temporary resident has been unjustifiably absent from Paraguay for more than one year, the current rule provides for an extension of temporary residence rather than the change to permanent residence at that time.
A person can therefore have substantial income and still not be eligible for conversion on the expected date.
Are the solvency requirements different under Mercosur?
One of Resolution 407’s main purposes is to unify them.
The same 12-category solvency structure is now used for:
- permanent residence under Law 6984; and
- permanent residence under the Mercosur Residence Agreement.
The broader immigration route and general-document requirements still differ.
The current DNM page lists Argentina, Brazil, Uruguay, Bolivia, Chile, Peru, Colombia and Ecuador as states currently covered by the Mercosur residence route, subject to the applicable temporary-residence conditions.
Investor Pass is a different route
Paraguay’s Investor Pass can allow qualifying investors to obtain direct permanent residence without first completing the ordinary temporary-residence period.
It should not be confused with the 12 solvency categories described here.
Investor Pass uses specific productive, financial, real-estate or tourism investment routes with separate thresholds and requirements.
What is the current permanent-residence government fee?
The current cash immigration fee, effective from 1 July 2026, is:
G.2,926,925 for Permanent Residence, including change of category.
This is an administrative fee.
It is not:
- a bank-deposit requirement;
- a mandatory investment amount;
- the total cost of documents;
- apostilles;
- translations;
- notarial work;
- professional assistance.
Practical examples
| Profile | Correct solvency approach |
|---|---|
| Consultant with Paraguay RUC | Taxpayer evidence + VAT/IRP + compliance + actual activity |
| Employee of a Paraguayan company | IPS or formalised employment contract |
| Remote developer employed by a German company | Employment certificate showing income and payment method, properly formalised if issued abroad |
| Apartment owner with no rental income | Title may fit the property-owner category, but DNM may request additional income evidence |
| EAS shareholder | Relevant DGPEJBF corporate certificate |
| Spanish pensioner | Pension certificate stating amount and payment channel, apostilled/legalised |
| Student supported by parents | Study evidence + family link + real transfers/deposits + supporter identification |
| Professional with degree but no practice | Degree alone is not enough |
Which solvency category actually fits your case?
We review your activity, income, documents, immigration history and residency route so the application is built around the category that genuinely describes your situation rather than an artificial structure created only to satisfy a checklist.
10 common solvency mistakes
1. Looking for one universal USD figure
The 2026 framework is category-based, not based on one amount for everyone.
2. Temporarily depositing money and assuming the requirement is solved
DNM now focuses on real and verifiable means of support.
3. Showing a professional degree without evidence of practice
Migraciones expressly says the degree alone is insufficient.
4. Opening a RUC with no activity
Self-employed applicants must show tax returns and movement.
5. Calling the digital-nomad category a separate visa
It is a solvency category for permanent residence.
6. Buying any property and assuming approval is guaranteed
Migraciones may request additional evidence of income derived from the property.
7. Creating an EAS only to appear as a shareholder
Ownership must be properly documented and DNM can request more evidence.
8. Declaring one activity during temporary residence and being unable to prove it later
The activity remains recorded and permanent conversion requires documentary consistency.
9. Ignoring time spent outside Paraguay
An absence of more than one year can prevent immediate conversion to permanent status.
10. Confusing ordinary solvency with Investor Pass
They are different routes with different tests.
Frequently asked questions
How much money do I need to prove for Paraguay permanent residence?
The current framework does not publish one universal minimum applying to all 12 categories. Evidence depends on the applicant’s profile and must show real, sufficient and verifiable means.
Do I need USD 5,000 or USD 10,000 in a bank account?
DNM does not currently publish a general rule saying that maintaining either amount guarantees permanent residence.
Is a Paraguayan bank account mandatory?
It is not listed as a universal requirement across all current categories. It can be supporting evidence or may be requested additionally in a particular case.
What does a self-employed applicant need?
Individual taxpayer evidence, VAT returns for the last three months or the prior year’s IRP, Tax Compliance Certificate and evidence of genuine activity.
What does a digital nomad need?
An employment certificate or similar evidence showing the employment relationship, income and payment method. Foreign documents must meet apostille/legalisation and translation requirements.
Can property alone prove solvency?
The property-owner category exists, but DNM may request additional evidence of income generated by the property.
Does being an EAS shareholder count?
There is a specific shareholder/partner category, and EAS applicants use the relevant DGPEJBF certificate. It should not be treated as automatic approval.
Is there a minimum pension amount?
The current published category requires the pension amount and payment channel to be documented but does not state one universal USD minimum.
Can an adult student qualify?
Yes, but study status alone is insufficient. The applicant must also show own income or genuine and verifiable family support.
Do children need to prove solvency?
No. Applicants under 18 are exempt from proving their own solvency; responsibility lies with their legal representatives.
Are the rules the same under Mercosur?
Resolution 407/2026 unified the solvency criteria for permanent residence under Law 6984 and the Mercosur Agreement.
Does proving solvency guarantee approval?
No. DNM expressly states that accepting an application file does not imply approval and that additional documentation can be requested.
In 2026, solvency is about coherence, not one isolated number
The most important change introduced by Resolution 407 is conceptual.
The right question is no longer:
“How much money do I need to put in a bank?”
It is:
“What is my genuine source of support, and how can I prove it with evidence Migraciones can verify?”
For a professional, that means professional income. For an employee, the employment relationship. For a remote worker, the job and payment stream. For a pensioner, the pension. For a student, own income or actual family support.
Prepare permanent residence before the conversion window arrives
If you already hold temporary residence, we can identify which solvency category you will be able to prove, which documents should be generated during the coming months and whether your immigration history supports the permanent-residence application when the time comes.
Official sources and last review
Last reviewed: August 2026.
- Paraguay National Directorate of Migration — Resolution DNM No. 407/2026 and new solvency framework.
- Migraciones — Permanent Residence under Law 6984 and current 12 solvency categories.
- Migraciones — Mercosur Permanent Residence and solvency criteria.
- Migraciones — Resolution DNM No. 081/2026 on temporary-to-permanent conversion.
- Migraciones — immigration fees effective from 1 July 2026.
This article is general information. DNM may request additional documents depending on the individual file, and acceptance of the submitted documents does not imply approval. Special direct permanent-residence routes, including Investor Pass and certain family categories, can have separate requirements.
